Living in Toronto vs. Calgary offers distinct experiences shaped by differences in cost of living, climate, job opportunities, and lifestyle. Understanding these factors can help you decide which city aligns best with your preferences and needs.
Cost of Living
Calgary generally offers a more affordable cost of living compared to Toronto. Housing is a significant factor in this difference. As of recent data, the average home price in Calgary is approximately $553,800, whereas in Toronto, it’s around $1,141,400. Renting also reflects this trend; a one-bedroom apartment outside the city center averages $1,509.55 per month in Calgary, compared to $2,280.60 in Toronto.
Beyond housing, other expenses like transportation, groceries, and entertainment tend to be higher in Toronto. For instance, a three-course meal at a mid-range restaurant costs about $50 in Calgary and $55 in Toronto. Overall, living in Calgary is approximately 8.5% cheaper than in Toronto.
Climate
Climate is another distinguishing factor between the two cities. Toronto experiences a humid continental climate with warm, humid summers and cold winters, influenced by its proximity to the Great Lakes. Average summer temperatures range between 20°C–24°C, while winter temperatures often dip into the negative single digits Celsius.
Calgary, situated further north and at a higher elevation, has a more variable climate. Summers are similarly warm, but winters can be colder, with temperatures frequently dropping into the negative teens Celsius. However, Calgary is known for its abundant sunshine and experiences Chinook winds—warm, dry winds that can rapidly increase temperatures during winter months, providing a temporary respite from the cold.
Job Opportunities and Economy
Both cities boast robust economies but in different sectors. Toronto, as Canada’s largest city, has a diverse economy with strengths in financial services, technology, healthcare, and education. Major employers include banks, tech companies, and media organizations, offering a wide range of job opportunities.
Calgary’s economy has traditionally been centered around the oil and gas industry, contributing to higher average incomes. The median household income in Calgary is $100,000, slightly higher than Toronto’s $97,000. In recent years, Calgary has been diversifying its economy, with growth in technology, healthcare, and other sectors, providing an increasing array of job opportunities.
Lifestyle and Recreation
Toronto offers a bustling urban lifestyle with a rich cultural scene. The city hosts numerous festivals, concerts, and sporting events, and is home to world-class museums, theaters, and restaurants. Its diverse population contributes to a vibrant multicultural atmosphere, providing residents with a wide array of cultural experiences.
Calgary, while also offering urban amenities, is renowned for its proximity to nature. The city is close to the Canadian Rockies, providing easy access to outdoor activities like hiking, skiing, and mountain biking. Calgary’s extensive parklands and commitment to environmental sustainability make it an excellent choice for those who prioritize outdoor recreation and a connection to nature.
Transportation
Toronto boasts an extensive public transit system, including buses, streetcars, and subways, making it convenient to navigate the city without a car. The average fare is about $3.35, offering affordable access across the city. However, traffic congestion can be a challenge for drivers.
Calgary’s public transit includes buses and the CTrain light rail system, with an average fare of $3.60. While not as extensive as Toronto’s, it efficiently serves key areas, making it a reliable option for daily commutes. The city is more car-dependent, but it benefits from less traffic congestion, making driving a more viable option.
Safety
Both cities are considered safe, but there are slight differences in crime rates. In Toronto, the crime rate is 31% below the national average, with violent crime rates 28% lower than national statistics. Calgary’s crime rate is 22% lower than the national average. Both cities have friendly neighborhoods with access to essential amenities, making them both attractive options for residents concerned about safety.
Education and Healthcare
Both cities offer excellent education and healthcare systems. Toronto has a diverse range of public and private schools, colleges, and universities, attracting international students. Calgary also provides quality education options and is known for its family-friendly environment. Healthcare services in both cities are comprehensive, with numerous hospitals and specialized medical facilities ensuring residents have access to necessary care.
Choosing between living in Toronto or Calgary depends on individual preferences and priorities. Toronto offers a vibrant, fast-paced urban environment with diverse cultural experiences but comes with a higher cost of living. Calgary provides a more affordable lifestyle with easy access to nature and outdoor activities, appealing to those who value a balance between urban amenities and natural beauty. Both cities have strong economies, excellent public services, and unique characteristics that make them attractive places to live.
